What is a Portfolio Loans?
Portfolio loans are originated and held by the lender rather than sold to the secondary market — meaning the lender can set their own guidelines. This creates more flexibility for borrowers who don't fit standard Fannie/Freddie requirements.
Key Features
- Lender sets their own guidelines
- Flexible income documentation
- Unique property types accepted
- Higher loan limits possible
- Multiple financed properties allowed
- Creative structuring for complex situations
Who Is This For?
Borrowers who don't fit conventional guidelines — whether due to credit history, property type, income structure, or number of properties financed.
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Talk to an Assurance Mortgage Partners loan officer about your Portfolio Loans options today.
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