What is a Conventional Loan?
A conventional loan is a mortgage not backed by the federal government. It's the most common loan type and offers flexible terms, competitive rates, and is available for primary residences, vacation homes, and investment properties.
Key Features
- Down payments as low as 3%
- Loan amounts up to conforming limits
- Fixed and adjustable rate options
- Available for primary, secondary, and investment properties
- No upfront mortgage insurance with 20% down
- Competitive rates for borrowers with strong credit
Who Is This For?
Ideal for borrowers with solid credit (typically 620+), stable income, and looking for a straightforward, flexible mortgage product.
Ready to Apply?
Talk to an Assurance Mortgage Partners loan officer about your Conventional Loan options today.
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