What is a FHA Loan?
FHA loans are insured by the Federal Housing Administration and are designed to make homeownership accessible to more borrowers — especially those with lower credit scores or smaller down payments.
Key Features
- Down payments as low as 3.5%
- More flexible credit requirements (580+ credit score)
- Higher debt-to-income ratios allowed
- Available for purchase and refinance
- Seller can contribute to closing costs
- Fixed and adjustable rate options
Who Is This For?
Great for first-time homebuyers, buyers with less-than-perfect credit, or anyone who wants a lower down payment with government-backed security.
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Talk to an Assurance Mortgage Partners loan officer about your FHA Loan options today.
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