What is a Hard Money Loans?
Hard money loans are short-term, asset-based loans secured primarily by the value of the real estate — not the borrower's creditworthiness. They're the go-to financing tool for fix-and-flip investors and developers who need speed and flexibility.
Key Features
- Based on property value (LTV/ARV), not personal credit
- Fast approvals and closings
- No income verification
- Fix-and-flip, new construction, and land loans
- Short terms typically 6–18 months
- Higher rates offset by speed and flexibility
Who Is This For?
Real estate investors — especially fix-and-flip and new construction investors — who need fast, flexible financing and are willing to pay a premium for it.
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Talk to an Assurance Mortgage Partners loan officer about your Hard Money Loans options today.
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