What is a First-Time Homebuyer Loan?
First-time homebuyer loans are specialized programs that reduce barriers to entry — offering lower down payments, more flexible credit requirements, and in some cases down payment assistance — to help first-time buyers achieve homeownership.
Key Features
- Low down payment options (as low as 3%)
- Down payment assistance programs available
- Flexible credit requirements
- Lower PMI options
- Available in conventional, FHA, VA, and USDA products
- Educational resources and support
Who Is This For?
Anyone purchasing their first home or who hasn't owned a home in the past three years and needs a more accessible path to ownership.
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Talk to an Assurance Mortgage Partners loan officer about your First-Time Homebuyer Loan options today.
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