What is a DSCR Loans?
Debt Service Coverage Ratio (DSCR) loans allow real estate investors to qualify based on the rental income of the subject property rather than personal income or tax returns. The property's rent covers the loan payment — that's all that matters.
Key Features
- No personal income or employment verification
- No tax returns required
- Qualify on property's rental income
- Available for 1–4 unit and small multifamily
- Short-term rental (Airbnb/VRBO) income eligible
- LLCs and entities accepted
Who Is This For?
Real estate investors — especially self-employed or high-write-off borrowers — who want to qualify based on what the property earns, not what their tax returns show.
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Talk to an Assurance Mortgage Partners loan officer about your DSCR Loans options today.
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