What is a Bank Statement Loans?
Bank statement loans allow self-employed borrowers to prove income using 12 or 24 months of personal or business bank statements — instead of W-2s or tax returns. Perfect for business owners whose tax returns don't reflect true income.
Key Features
- 12 or 24 months of bank statements used for income
- No W-2s or tax returns required
- Personal or business bank statements accepted
- Flexible debt-to-income guidelines
- Available for purchase and refinance
- Primary, second, and investment properties
Who Is This For?
Self-employed borrowers, business owners, freelancers, and independent contractors whose tax deductions reduce their taxable income below what lenders typically require.
Ready to Apply?
Talk to an Assurance Mortgage Partners loan officer about your Bank Statement Loans options today.
Apply NowQuestions?
502-260-3701Let's Find the Right Loan for You
Every borrower's situation is unique. Let our team help you identify the best program and lender for your needs.
Get Started