What is a Asset-Based Loans?
Asset-based loans allow borrowers to qualify using their liquid assets — investment accounts, retirement funds, savings — as the basis for income calculation, rather than employment income. Lenders divide your assets over the loan term to derive a qualifying income.
Key Features
- Qualify using liquid assets instead of income
- Retirement, investment, and savings accounts eligible
- No employment verification required
- Ideal for retirees and high-net-worth borrowers
- Purchase and refinance available
- Flexible terms and structures
Who Is This For?
Retirees, high-net-worth individuals, or anyone with substantial liquid assets who doesn't draw a regular paycheck but has the wealth to support a mortgage.
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